VA Funding Fee Calculator
The VA funding fee for your loan, from VA's current fee table. Enter your own numbers; nothing is filled in for you.
Estimated VA funding fee
Enter the home price to see the fee.
Estimate only, not an offer.
How This Is Worked Out
- Buying or building: 2.15% for first use with less than 5% down (3.3% after first use), 1.5% with 5% or more down, and 1.25% with 10% or more down.
- Cash-out refinance: 2.15% for first use, 3.3% after first use.
- Rate reduction refinance (IRRRL): 0.5%. Manufactured home not permanently affixed: 1%. Loan assumption: 0.5%.
- Native American Direct Loan: 1.25% to buy, 0.5% to refinance. Vendee loan: 2.25%.
- You don't pay the fee if any of these apply:
- You receive VA compensation for a service-connected disability.
- You're eligible for VA compensation for a service-connected disability but receive retirement or active-duty pay instead.
- You receive Dependency and Indemnity Compensation (DIC) as the surviving spouse of a Veteran.
- You're a service member with a proposed or memorandum rating, before the loan closing date, saying you're eligible for compensation because of a pre-discharge claim.
- You're an active-duty service member who, on or before the loan closing date, provides evidence of having received the Purple Heart.